FEED YOUR PIGGY BANK!
• Start by setting up your budget (look for the capsule in this manual.) • Set a goal. Are you looking for the adrenaline rush of investing? Do you want to pay off debt? Having a clear goal is key to calculating the effort you'll need to put in. Again, it's time to focus and choose a specific goal. • Make a plan. Once you are clear on what your goal is and your finan- cial reality, choose from the options listed below. Structure a realistic plan of action and begin the journey.
• Teach what you know. Do you speak a language well? Do you have a talent for the piano? Turn your passions and knowledge into profit.
• If you only buy what you need, there will be no impulse buys. This could save you up to 30% more money.
• Share expenses. Offer your car in a carsharing service or post your house on a vacation rental site. Use shared mobility services or share an apartment. • Ask for a raise. If you think you deserve it, now is the time. Be bold and tell your boss it's time to have a conversation.
• Sell what you don't use by posting anything you don't use anymore on a website like Craigslist or have your own yard sale on the weekend. Clean up and raise money
bit by bit. Nothing is more satisfying than recycling and decluttering.
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